7 Dec

'Fit high-security locks to cut home insurance premiums'

'Fit high-security locks to cut home insurance premiums'

Savvy homeowners who live in high-crime areas can still cut their home insurance premiums by following a few simple guidelines, it has been claimed.

According to research from LV=, burglary and theft cost UK residents around £2.8 billion per year.

However, the insurer adds, despite this worrying statistic some 15 million Brits leave themselves at risk of theft by failing to undertake a few simple measures.

These might include fitting high security locks, which can help cut insurance premiums even in areas with a high crime rate, Emma Hoyler of LV= said.

She explained: "Your home insurance premium is rated on a number of factors, the likelihood of getting burgled is clearly a big factor in that, and that is driven by your postcode."

"So, if you do live in an area where there is high crime and high theft rates, there's various steps you can take, such as taking extra security precautions, putting deadlocks on your doors."
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